Category Archives: Money Matters

Review of State Pension Age Report

After over a year of looking at a wide range of evidence, and meeting many individuals and organisations, John Cridland’s Independent Review of the State Pension age has published its final report. John Cridland was tasked by the Government to make recommendations around a ‘fair and sustainable’ State Pension age (SPA) from 2028 onwards.

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Wary hearts: Romance fraud is (much) bigger than you think

Paul Cunningham (Flickr Creative Commons)

Paul Cunningham (Flickr Creative Commons)

This blog post was contributed by Phil Mawhinney, Policy Officer, at Age UK 

You probably know someone who found love through a dating website – perhaps you did yourself. But you may also have seen cases of people who thought they had met someone special online, only to lose thousands of pounds through fraud. You might think that this is a rare crime and, really, people should know better.

It might surprise you to learn that romance/dating fraud is a big and growing crime. One person who has fallen victim reports dating fraud every three hours, according to the latest figures from Action Fraud, the fraud reporting centre. Continue reading

How best to support older people with Energy issues?

“[Energy Adviser] who came to assess our needs was very thorough and offered advice and suggestions. The work was promptly completed and has been a boom in the cold weather. It involved draught proofing our doors which had warped over the years. What a difference to the warmth of our home this winter”

“[Energy Adviser] who came to assess our needs was very thorough and offered advice and suggestions. The work was promptly completed and has been a boom in the cold weather. It involved draught proofing our doors which had warped over the years. What a difference to the warmth of our home this winter”

We know cold weather increases the demand on the health service, and with cold homes in particular, it is believed to be one reason behind increases in respiratory and circulatory diseases in winter. Older people are more likely to suffer from cold weather and in addition to affecting their health we know it can have an impact on their quality of life. The personal and family costs from becoming seriously ill or from a premature death because of the cold can be devastating. But it does not need to be this way. Continue reading

Guest blog: The debate about age and insurance is changing

This guest post was contributed by Duncan Minty, an ethics consultant specialising in the insurance market. 

Insurers have always wanted to know lots of things about the people applying for a policy, so any trend that simplifies that is bound to be good, isn’t it? My first inclination would be to answer yes, but at the same time, I would then wonder what has changed.

Has insurance become simpler? That would be great, but seems a bit unlikely. Or are insurers obtaining the information they need from other sources? That seems more likely. After all, the much talked about digital era has resulted in huge amounts of data being created about how we shop, where we travel, what we ‘like’, etc. Continue reading