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Category Archives: Money Matters
This guest post was contributed by Duncan Minty, an ethics consultant specialising in the insurance market.
Insurers have always wanted to know lots of things about the people applying for a policy, so any trend that simplifies that is bound to be good, isn’t it? My first inclination would be to answer yes, but at the same time, I would then wonder what has changed.
Has insurance become simpler? That would be great, but seems a bit unlikely. Or are insurers obtaining the information they need from other sources? That seems more likely. After all, the much talked about digital era has resulted in huge amounts of data being created about how we shop, where we travel, what we ‘like’, etc. Continue reading
Hundreds of women are planning to travel to Westminster today to complain to the government and their MPs about unfair changes to their state pensions. Major changes made through successive Pensions Acts in past years mean that women born in the 1950s have seen several changes to the date at which they will receive their pensions. These changes mean that the date a woman can start to claim her pension may be quite different from that of a woman who is just a little bit older or younger. These women could legitimately think government policy on pensions is unfair and the way the changes have been communicated to them has been a shambles. Continue reading
There is still uncertainty about the future of sheltered housing in the social rented sector. This is important because sheltered schemes offer supportive communal housing to older people on low incomes who cannot afford retirement housing in the private sector The Government is currently reviewing its policy to place a cap on housing benefit payments for supported housing, as well as a cap on rents. This could potentially reduce the income of housing associations and their capacity to offer housing support. The ongoing financial uncertainty is also undermining the development of new sheltered schemes.