There is still uncertainty about the future of sheltered housing in the social rented sector. This is important because sheltered schemes offer supportive communal housing to older people on low incomes who cannot afford retirement housing in the private sector The Government is currently reviewing its policy to place a cap on housing benefit payments for supported housing, as well as a cap on rents. This could potentially reduce the income of housing associations and their capacity to offer housing support. The ongoing financial uncertainty is also undermining the development of new sheltered schemes. Continue reading “Guest blog: ‘We must protect sheltered housing’”
This blog was contributed by Giselle Cory, Senior Research and Policy Analyst at the Resolution Foundation.
We know that many people want to work into older age – yet many do not. So what stops them? For some, caring for family or friends can make paid work near impossible.
For others, their own poor health can be a barrier. And for families on low incomes, it may be that work simply doesn’t pay enough to warrant continuing. This can lead to trouble for families who don’t have the savings they need to maintain decent living standards into retirement.
Universal Credit (UC) the government’s flagship welfare reform, could address some of these barriers. For example, under UC low income households will receive an income boost designed to make work pay.
This system could be powerful in ensuring older people have the incentives they need to remain in work. Yet a new report from the Resolution Foundation shows that while UC offers some benefits to older workers, it also misses an opportunity to raise older people’s incentives to stay in a job, or return to work. Without these incentives, low paid work simply does not add up.